HEALTHCARE INSURANCE

TMG offers health insurance coverage options through United Medical Resources. Plan Highlights are below.

UMR has a mobile app available in the App Store (Apple) or through Google Play (Android). You can use the app to access insurance information and schedule appointments with your tablet or phone.

  • Click the links to download the summary of benefits & coverage.

    TransMarket Operations employees are covered under a plan executed by its affiliate Grupo Oriceteropo Tropical which is is why that name appears here.

    Summary of Benefits

    SBC

  • Employees are able to enroll and/or change elections with qualifying life events and during open enrollment periods through https://workforcenow.adp.com.

  • 2025:

    12/1/24 - 12/15/24: 2025 TMG Open Enrollment Period

    01/01/25: 2025 TMG Open Enrollment elections activation date

    01/01/25: Deductibles and Out-of-Pocket Expenses Maximums reset

    2026:

    12/1/25 - 12/15/25: 2025 TMG Open Enrollment Period

    01/01/26: 2026 TMG Open Enrollment elections activation date

    01/01/26: Deductibles and Out-of-Pocket Expenses Maximums reset

    • Birth/Adoption

    • Death

    • Divorce/Legal Separation

    • Loss of Coverage

    • Marriage

    • Student

    • Student Status Change

    • Court Order

    • Change of Employment Status

    • Residence Change

    • Participant’s Dependent Eligible for Other Coverage

    • Entitlement to Medicare/Medicaid

    • A Significant Change in Cost or Coverage

    • Life Insurance Amount Change (with supporting documentation)

    • Update Beneficiaries

    • Approve Elected Benefit Over GI (Employee Only)

    • Approve Elected Benefit Over GI (Child Only)

    • Approve Elected Benefit Over GI (Spouse Only)

    • Vol Life [Employee] - EOI Approved

    • Vol Life [Spouse] - EOI Approved

    • Vol Life [Child] - EOI Approved

    • Gaining Coverage Elsewhere

  • Premiums are covered at 95% and amounts below reflect the employees’ monthly contribution for 2025.

    Employee: $33.60

    Employee + Spouse: $85.60

    Employee + Children: $92.14

    Employee + Family: $144.10

    If your spouse is employed and has access to health insurance coverage through their employer and you would still like your spouse to be on TMG's plan there is a $650 per month surcharge.

  • Once enrolled, UMR will be prompted to send your membership card to the address you have listed in https://workforcenow.adp.com.

    Your insurance card will have your member identification number and group number (76414847) which you can use to file with care providers, file claims, register with UMR, etc.

    We recommend that you register your member information with the provider. Once registered, you will gain access to:

    • Coverage details (Once Available)

    • claims status

    • Deductible and Out-of-Pocket status

    • locate care provider services

    • View, print and request new insurance cards.

    Please reach out to benefits@transmarketgroup.com if you have not received your insurance card yet and we can provide you with your member ID.

    If you have any questions or you require temporary identification, please call:

    UMR customer service: 1-800-826-9781

  • For employees participating in TMG's health plan and have an open HSA TMG will contribute monthly to that account. Please look here for more details.

  • For employees who decide to opt out of TMG's health insurance coverage they will receive a monthly stipend based on the following schedule.

    Employee: $150

    Employee + Spouse: $150

    Employee + Children: $300

    Employee + Family: $300

  • Frequently asked questions | what you need to know about your plan